Real time Financing

Merchant settlement process killing your
cash flow?

Get access to your future recievable instantly and manage your businiess finances in one simple platform using RTF by Fundomate. Plus, get access to interest free cash advances.
No Fees. No Minimums. No Penalties.

Total Control

No gimmicks, Just a better way to manage your money.

Zero Fees

No monthly fees, penalties,
minimums & more

Interest Free Cash

Get up to $5k in regular
advances with a single click

Quick Cash

Get access to Seven days of your future receivables now

Why Real-time Financing?

Pay companies on-time, everytime

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Save time and money

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Access financial features

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Security

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Real-Time

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Access financial features

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Apply now

Is it an app or software?

Is RTF an app or is it software?

IT’S BOTH AND IT’S FREE.

Stop struggling with paperwork and spreadsheets. RTF gives you the flexibility to track your business finances, see where your money is going and how much cash you have on hand. You'll be able to make better decisions about your business anytime, anywhere.

With our interest free cash advances and easy-to-use platform, you'll be able to get your finances under control in no time.

Get started

Download the RTF app Now

Small business owners rejoice! RTF is here to make your business finances easy, efficient, and affordable to manage. Try it today!

How does it work?

How does it work?

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1

Get your RTF dashboard in minutes - FREE

Getting started is a completely online process that takes just minutes to complete. There are no paper forms to fill out or fax. Simply sign up with your email address, provide basic information about you, your business, and you're ready to go!
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List of banks

2

Connect to Your Bank Securely

Connect your bank account to enable future cash advancements using Plaid’s best-in-class encryption protocols like the Advanced Encryption Standard (AES 256) and Transport Layer Security (TLS). Your information is both personal and powerful — that’s why Plaid's information security program is designed to meet or exceed industry standards.

Plaid is certified in internationally-recognized security standards, like ISO 27001, ISO 27701, and is SSAE18 SOC 2 compliant.

3

Immediately Access Your First Advance

Once you have completed the RTF sign-up process, you can take advantage of your free virtual VISA debit card that is issued for your newly created bank account.

Start making purchases instantly, whether virtually or on-location, anywhere Visa is accepted.
Apply now
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Real-time Financing

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Real-time Financing

Stop struggling with paperwork and spreadsheets! Optimize cash flow, pay vendors, and boost your daily working capital using one simple platform.

  • Access interest free working capital with 1-click

  • No account fees, late fees, ACH fees, incoming wire fees, appication fees or minimum balances

  • Quick and easy vendor bill pay

  • Use your virtual VISA RTF debit card for any purchases

  • Manage payroll

  • Enjoy Industry-leading security practices

  • Get real-time balance and transaction notifications

Do I qualify?

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Do I qualify?

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Time in business

12 months or longer

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Gross monthly revenue

$10,000 +

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Personal credit

600 + FICO score

Get approved in minutes and receive funds in under 24 hours.

Apply now

Frequently asked questions

What are the minimum requirements?

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How do I make repayments?

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Can I send and receive money transfers instantly?

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Is there a physical card?

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How is this different from your small business funding?

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Why did my debit card payment fail?

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Why don't I just get a company credit card?

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What information do I need to apply?

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Will my credit be impacted by applying?

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How quickly can I get my funding?

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Is my account FDIC insured?

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What happens if I don't use/ need it?

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Can anyone use the card or is it personal?

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Still have questions? Check out our FAQ or contact our customer support team.

Discover why thousands of businesses are using Fundomate

Trustpilot rating score: 4.9 of 5

Have questions or need support?
Email us.

Email us

Fundomate is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. Our Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Fundomate is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. Our Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

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Copyright © 2022 Fundomate. All Rights Reserved.

Fundomate is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. Our Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.