For as long as 14 months
Apply in 2 minutes
How does it work?
Fill out our quick & easy online application
Get a competitive offer in minutes
Receive the funds in your account in under 24 hours
Frequently Asked Questions
How do I know if I qualify?
To qualify for one of our programs, you must have a personal FICO credit score of over 535. Your business must be over six months old, and you need to average a minimum of $10,000 in gross monthly revenue for the last three months.
What determines my rate?
Each application is considered based on your bank transactions, cash flow, and partially on your credit. Your actual rate is calculated based on our proprietary algorithm, which takes into consideration multiple factors.
How do I repay my advance?
We offer an easy way for you to pay back your advance: a specified percentage of your daily sales will be withdrawn from your business checking account daily via ACH.
Do I need any collateral?
You do not need to provide any collateral when applying for working capital. We consider your business' performance and cash flow, and our goal is to make the funding experience as seamless as possible and to build long-standing relationships with our customers.
What is the term I can get the money for?
You will be able to keep the funds for as little as three months or as long as nine months.
How fast can I receive the funds?
Thanks to our quick and automated application process, you can sign the contract and get funded as soon as the same day you apply. As in most cases, the funds will reach your account within 24 hours.