1.1 We have collected the following categories of Personally Identifiable Information from consumers:
1.1.1. Identifiers, which may include real name and alias; mailing address; unique personal identifier; online identifiers as detailed below; Internet Protocol (“IP”) address; email address; telephone number; account number, name, and password; Social Security number; driver’s license number, passport number, state or other government-issued identification card number; and/or other similar identifiers.
1.1.2. Commercial information, which may include records of personal property; products or services purchased, obtained, or considered; account balances, payment history, or account activity; bank account information and other information relating to your financial institution; credit application, credit checks, and information from credit reporting agencies; and/or other purchasing or consumer histories or tendencies.
1.1.3. Internet or other electronic network activity information, including, but not limited to log-in and log-out time, the duration of sessions, the content uploaded and downloaded, viewed web-pages or specific content on web-pages, activity measures.
1.1.4. Information relating to Internet activity or other electronic network activity, which may include cookie identifiers, clear gifs (a.k.a. web beacons/web bugs), browser type, internet service provider (ISP), referring/exit pages, operating system, date/timestamp, clickstream data, device platform, device version, and/or other device characteristics
1.1.5. Geolocation data, which may include GPS data; locational information based upon your IP address; cell network data; and/or other similar locational data; and which may be collected from various devices including your mobile device(s).
1.1.6. Audio, electronic, or visual information, which may include records of calls to or from our customer service centers; and/or video surveillance information.
1.1.7. Professional or employment-related information, such as your current and previous employers; job title and responsibilities; assets; income; and/or other information related to your work history and/or prospective employment.
1.1.8. Education information.
1.1.9. Information not listed above and related to characteristics protected under California or federal law; which may include gender; race and ethnicity; nationality; marital status; military service / veteran status; and/or date of birth.
1.1.10. Other personal information not listed above and described in California Civil Code 1798.80(e), which may include signature; physical characteristics or description; insurance policy number; and/or bank account number credit card number, debit card number, and other financial, medical, and/or health insurance information.
1.1.11. Inferences drawn from any of information identified above to create a profile about consumers.
1.2. Our categories of sources for personally identifiable information.
1.2.1. We obtain the categories of personally identifiable information listed above from the following categories of sources:
1.2.2. Users of our Platform.
1.2.3. Things that other third parties may post publicly about you or otherwise provide to us, which may include review platforms, public forums, and testimonial websites.
1.2.4. Third party service providers assisting us in connection with ‘know your customer’ and anti money laundering investigations we are required to perform in accordance with applicable law.
1.3. What do we do with the personally identifiable information we collect.
1.3.1. We further use personally identifiable information to enable the Platform and the Services, to study and analyze the functionality of the Platform and the Services, to provide support, to measure the Platform and the Services activity, to maintain the Platform and the Services, to make the Platform and the Services better, and to continue developing the Platform and the Services.
1.3.2. If you provide us your email address, we may use it to contact you when necessary, to provide information and notices about the Platform and the Services. We will include commercial and marketing information about our Platform and the Services.
1.3.3. If necessary, we will use personally identifiable information for the following purposes:
(i) to enforce our Terms, this Privacy Policy and other legal agreements;
(ii) to comply with court orders and warrants, and assist law enforcement agencies;
(iii) to collect debts, prevent fraud, misappropriation, infringements, identity thefts and any other misuse of the Platform and the Services;
(iv) to prevent cyber security attacks and any other unlawful or unauthorized use of
your personal information and the Platform and the Services;
(v) to take any action in any legal dispute and proceeding; and
(vi) for additional purposes which are compatible with the purposes listed under this policy and that we believe in good-faith to be within your reasonable expectation.
1.4. Our use and disclosure practices.
1.4.1. We use the personally identifiable information that we collect or receive for the business purposes as described above under the section titled “What Do we Do with Personally Identifiable Information?” of this Privacy Policy.
1.4.2. We disclose personally identifiable information to third parties for business purposes as described above under the section titled “Sharing Data with Third Parties” in this policy.
1.4.3. In the preceding twelve (12) months, we have disclosed the following categories of personally identifiable information for business purposes:
(i) Identifiers.
(ii) Internet or other electronic network activity information.
(iii) Inferences drawn from any of information identified above.